Biomaterial Database

[Experiences of medical professional liability insurers with medical malpractice]. 2008

Patrick Weidinger

DBV-Winterthur-Versicherungen und Deutsche Arzteversicherung, Wiesbaden/Köln. patrick.weidinger@web.de

A doctor's third-party liability is one of the highest risk classes. This is not due to increasing claims expenditure only, but in particular to the issue of long-tail claims. This class imposes high demands on a third party liability insurer (underwriter), who must not only be well-versed in pricing and underwriting and highly competent in settling claims in both a professional and socially responsible manner, but has a duty to exhaust all possibilities of risk management.

UI	MeSH Term	Description	Entries
D007351	Insurance, Liability	Insurance against loss resulting from liability for injury or damage to the persons or property of others.	No-Fault Insurance,Insurance, No-Fault,Liability Insurance,No Fault Insurance
D008318	Malpractice	Failure of a professional person, a physician or lawyer, to render proper services through reprehensible ignorance or negligence or through criminal intent, especially when injury or loss follows. (Random House Unabridged Dictionary, 2d ed)	Professional Negligence,Negligence,Negligence, Professional,Professional Negligences
D009369	Neoplasms	New abnormal growth of tissue. Malignant neoplasms show a greater degree of anaplasia and have the properties of invasion and metastasis, compared to benign neoplasms.	Benign Neoplasm,Cancer,Malignant Neoplasm,Tumor,Tumors,Benign Neoplasms,Malignancy,Malignant Neoplasms,Neoplasia,Neoplasm,Neoplasms, Benign,Cancers,Malignancies,Neoplasias,Neoplasm, Benign,Neoplasm, Malignant,Neoplasms, Malignant
D010820	Physicians	Individuals licensed to practice medicine.	Physician
D011247	Pregnancy	The status during which female mammals carry their developing young (EMBRYOS or FETUSES) in utero before birth, beginning from FERTILIZATION to BIRTH.	Gestation,Pregnancies
D011248	Pregnancy Complications	Conditions or pathological processes associated with pregnancy. They can occur during or after pregnancy, and range from minor discomforts to serious diseases that require medical interventions. They include diseases in pregnant females, and pregnancies in females with diseases.	Adverse Birth Outcomes,Complications, Pregnancy,Adverse Birth Outcome,Birth Outcome, Adverse,Complication, Pregnancy,Outcome, Adverse Birth,Pregnancy Complication
D005260	Female		Females
D006176	Gynecology	A medical-surgical specialty concerned with the physiology and disorders primarily of the female genital tract, as well as female endocrinology and reproductive physiology.
D006801	Humans	Members of the species Homo sapiens.	Homo sapiens,Man (Taxonomy),Human,Man, Modern,Modern Man