Biomaterial Database

Insurance incentives and seat belt use. 1984

L S Robertson

In 1983, Nationwide Insurance Company increased compensation payments for its clients injured or killed in a motor vehicle crash while using a seat belt. A survey of belt use was undertaken in the month after all those so insured had been informed of the change. Belt use by drivers insured by Nationwide was not significantly different from that of drivers insured by other companies. The incentive appears to have had no apparent effect on belt use.

UI	MeSH Term	Description	Entries
D007346	Insurance, Accident	Insurance providing coverage for physical injury suffered as a result of unavoidable circumstances.	Accident Insurance,Accident Insurances,Insurances, Accident
D009042	Motivation	Those factors which cause an organism to behave or act in either a goal-seeking or satisfying manner. They may be influenced by physiological drives or by external stimuli.	Incentives,Disincentives,Expectations,Disincentive,Expectation,Incentive,Motivations
D003237	Connecticut	State bounded on the north by Massachusetts, on the east by Rhode Island, on the south by Long Island Sound, and on the west by New York.
D012622	Seat Belts	Restraining belts fastened to the frame of automobiles, aircraft, or other vehicles, and strapped around the person occupying the seat in the car or plane, intended to prevent the person from being thrown forward or out of the vehicle in case of sudden deceleration.	Belt, Seat,Belts, Seat,Seat Belt